Social Security checks saw a 2.5% boost this month thanks to the latest cost-of-living adjustment (COLA). For most retirees, this is the only benefit increase they can expect all year. Their checks won't go up again until the next COLA takes effect in January 2026.

The Senior Citizens League (TSCL), a nonpartisan senior group, recently released their monthly COLA estimate, predicting that it would moderate to 2.1% in 2026.

Retirees with public pensions and their spouses are now eligible for their full Social Security benefits.

You may have a lot on your plate as you navigate your way through the start of 2025. But it pays to tackle these Social Security moves sooner rather than later so you're able to make savvy decisions that could have a positive impact on your retirement.

For many Social Security beneficiaries residing outside the United States, receiving monthly payments is still possible. However, there are specific countries where these benefits are restricted.