Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or possibly avoid required minimum distributions (RMDs) and income taxes later ...

This article is about the pros and cons of Roth conversions for different age groups.

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Let’s say a couple retires at 63 with $2 million in a traditional 401(k) and has no RMDs for a decade. Their taxable income ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Roth conversions and strategic withdrawals can minimize the impact RMDs can have on your taxes.

In the decades when you're planning for retirement, the focus of many savers is to build up a substantial nest egg. But after you hit retirement, the focus shifts to efficiently using the funds by ...

A cardiologist who retires at 60 with $2 million in a traditional 401(k) and delays Social Security until 67 has something ...

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still ...