Uncontrollable Factors: Age, gender, and location (urban vs. rural) are key factors that affect insurance rates but are beyond your control. Controllable Factors: Driving history, vehicle type, and ...

Contrary to a common misconception, car insurance generally follows the car, not the driver. This means that when you lend your vehicle to someone, you are also lending them your insurance policy. If ...

CheapInsurance.com reports auto insurance rates rising nationwide, with average monthly costs varying by state for liability ...