Credit cards can come with perks, protections and conveniences but if you’re using them to finance a balance, it can be incredibly expensive—unless you have a 0% introductory APR credit card.

With credit card rates averaging at 23%, avoiding interest is key to staying out of debt. Check out the four best strategies ...

A $5,000 credit card balance that drags out could cost you more than expected. Read on to see what the damage might look like ...

The best 0 percent APR credit cards can help you finance a large purchase, get out of debt and avoid interest charges that ...

Commissions do not affect our editors' opinions or evaluations. For those running a business, 0% APR business credit cards can offer flexibility and additional growth opportunities. Our list of ...

Credit cards have variable rates, which means the cost will fluctuate. There are different types of APR for each card, such as those for cash advances and balance transfers. All credit cards come ...

Your credit card’s ongoing interest rate, or APR, is assigned to you after you are approved for a card — and legally must be disclosed to the cardholder. You can find your card’s APR listed ...

Some of the best credit cards can provide substantial savings with intro APRs on purchases, balance transfers or both — for up to 21 months. This makes intro 0% APR credit cards a potentially ...

To determine what's a good credit card APR, start by looking at the national average, which currently rests above 20%. People with good or excellent credit scores are more likely to access the ...

Chances are you've received a credit card offer in the mail boasting a 0% APR and considered applying. The thought of no interest for a period of time is enticing, particularly if you want to ...

Visit americanexpress.com to learn more. Opening a 0% APR credit card helps you save money by avoiding interest charges for a period of time. This can consolidate balances from high-interest cards ...

Whether you're planning for a large expense, such as a move or a wedding, or you've been hit with medical bills or other emergency expenses, a 0% APR credit card can help you avoid costly credit ...