Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...

The financial world rarely changes overnight. Yet there are moments when a single regulatory shift forces bankers, investors, and accountants to rethink the foundations of their work. When IFRS 9 came ...

NCRA President discusses potentially harmful impact on younger borrowers and consumers of color. Better Qualified CEO Paul Oster encourages the need for more competition, claiming the credit bureaus ...

Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.