See how we rate credit score services to help you make smart decisions with your money. Debt collectors send debt validation letters to verify that a borrower is responsible for a debt.

You don’t want to ignore those calls, because if you let a debt of yours remain unpaid, it could damage your credit score ... debt collector for a debt validation letter to prove that they ...

If you have unpaid credit ... debt is sold, the law requires that you receive written notice within five days of the collector’s initial attempt to contact you. That debt validation letter ...