A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...

The 401(k) plan was never meant to become the backbone of U.S. retirement security. When it emerged in the late 1970s and early 1980s, it was pitched as a tax-deferred perk for executives and other ...

Working Americans preparing for retirement have many things in common. They all hope to be financially secure enough to live the lifestyle they have always envisioned for themselves. They often rely ...