David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Your mortgage payment isn’t always a fixed amount, even with a fixed-rate loan. Your monthly bill can change due to increases in property taxes, homeowners insurance or other costs tied to your escrow ...

The real estate market crash of 2009 created a wake of chaos. People were laid off from their jobs and couldn’t afford their mortgages, which were now underwater. Interest rates decreased to help ...

Bill-paying services are important tools to help consumers pay their bills and provide insight in how they are living their ...