The following guide lets retirees and other recipients know when to expect the first of their final two payments for the year.

The maximum taxable earnings are the amounts of income subject to Social Security payroll taxes in a given year. In 2025, it's $176,100. This will rise to $184,500 in 2026. This is often the step that bars people from taking home the max benefit. The average person simply doesn't make enough to do this.

Due to a quirk in the payment schedule for Social Security this month, some Social Security recipients will receive two checks

About 69 million people receive Social Security benefits, yet many are surprised when their monthly checks come in lower than expected. That usually happens because your benefit reflects your work history and timing,

October is nearly over, which means you may be checking your calendar to see when you’ll receive your November Social Security benefits.

Maximize your last few Social Security checks of 2025. Avoid debt, prep for the holidays and start 2026 financially strong with these expert-backed tips.