Married retirees are lucky enough to benefit from two monthly checks, but most people rarely get more than this. However, in November 2024 only, a lucky few beneficiaries will receive three Social Security checks -- or as many as four for some married couples. But before you celebrate too much, there's an important caveat you need to know.

If you are one of the millions of Americans who rely on Social Security benefits or Supplemental Security Insurance every month, here are things to avoid doing at all costs to not risk losing that money.