In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.12% APR, according to rates provided to NerdWallet by Zillow. This is five basis points lower than yesterday and 16 basis ...

Mortgage interest rates fell ahead of Fed cuts in September and October, because mortgage lenders worked market predictions into their base rates instead of waiting for confirmati ...

The inconvenience of switching banks shouldn’t outweigh the benefits you can receive from somewhere new. Many, or all, of the products featured on this page are from our advertising partners who ...

Mortgage rates are on the rise as new employment data casts doubt on a December Fed cut. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...

This inflation calculator uses the change in the Consumer Price Index (CPI) from 1913 to 2025 to estimate the U.S. dollar's buying power and future value.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you. Whether you want to pay less interest or earn ...

See our CD penalty calculator and a list of banks’ penalties to find out what an early withdrawal costs. Many, or all, of the products featured on this page are from our advertising partners who ...

Black Friday, Cyber Monday and Travel Tuesday are bringing some of the top travel discounts of 2025, with deals on hotel stays, cruises, all-inclusive resorts and more.

The best brokers to trade stocks include Fidelity, Charles Schwab, Interactive Brokers, Moomoo, Public, Robinhood and Webull. The best brokerage account for you depends on your investing goals.