The good news is that you don't need perfect credit to access the best offers and interest rates, and just like I did, you ...

There's a correlation between average income and credit score. Here's a look at the average high-income American's credit ...

For one, boomers have decades-long credit histories. Lenders love long credit histories, and those who've paid their bills on ...

A fair credit score falls in the range between poor and good. A fair FICO credit score is 580 to 669, and the equivalent near-prime VantageScore is 601 to 660.

Credit scores are useful, but they only tell you so much about your finances. Find out what other numbers to check regularly ...

If your credit card has a high interest rate, you might want to try securing a lower rate. This means you’ll either need to ...

Maintaining a good credit score is essential to a healthy financial lifestyle. But emergency crises, such as coronavirus, may ...

Student loans can impact your ability to secure other types of credit, especially if you've had trouble making payments.

unsecured credit cards marketed to people with credit scores of 600 or lower generally charge high fees and high interest while offering low credit limits. The main advantages to such cards are ...

While new car rates have declined in the past year, the average rate on used car loans hit a 15-year high in the second quarter of 2024. Your credit scores, plus overall auto market conditions ...

Having a bad credit score can be the result of poor repayment practices and inability to meet financial obligations — for example, missing payments, defaulting on loans, carrying high credit ...