In the former, FICO has a near monopoly because the scores are used in over 90% of lending decisions. Its software offerings provide tools for customer development, fraud detection, and communication.

The government’s annual celebration of Saints Cyril and Methodius is raising eyebrows again – and not just because ministers are taking pride of place in front of the cameras. After last year’s ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

If your credit score is over 750, that’s considered “great.” “Fair” credit scores are in the 580-669 range, and a score below 580 is considered “poor.” ...