A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your ...

Right now, Congress is considering a bill that could make it much harder for millions of eligible Americans to vote—including you. The Safeguard American Voter Eligibility (SAVE) Act would ...

Goodwill letters are most effective when the late payment was an isolated incident caused by unforeseen circumstances, such as a financial hardship or medical emergency. Lenders do not have to ...