Jan 10, 2025 · The average cost of a 30-year term life insurance policy is $329 a year for $500,000 in coverage for a 30-year-old female, based on Forbes Advisor’s analysis of life insurance rates.

Feb 12, 2024 · How much does a 30-year term life insurance policy cost? A 30-year-old male who doesn’t smoke could pay as little as $33 per month for a $500,000, 30-year term life policy. A 30-year-old female with the same health profile could pay …

Jan 8, 2025 · Find your age in our 2025 average term life insurance rate chart to get an idea of your monthly cost.

Jan 7, 2025 · Protect your family's future with a 30-year term life insurance policy. MoneyGeek's research can help you find the best rates from the largest life insurers so that you can buy a policy that fits your needs and budget. Free. Simple. Secure. What Is a 30-Year Term Life Policy? How Much Does It Cost? Is It Right For You?

Oct 1, 2024 · A 30-year-old could pay between $15 and $30 per month — or less than $300 per year — for term life insurance. Explore more term life insurance rates by age, term length, and coverage amount.

Oct 1, 2024 · Term life insurance costs on average $30 per month ($360 per year) for a 20-year term life policy with a $500,000 payout for a 30-year–old male with few health conditions, and $23 per month ($276 per year) for a 30-year-old female with a similar profile.

Conversion options will vary by state and with some term policy types by age. With our Select Term Life insurance, you can choose between 10, 20, or 30 years of coverage and a guaranteed benefit. You pick the length of time depending on how long you need it.

Mar 18, 2024 · Term life insurance provides financial protection for your loved ones for a specified period, or “term.” Unlike permanent life insurance, term life insurance policies only pay out if you pass away during the coverage term, which usually lasts 10-30 years.

Jun 24, 2024 · For example, a healthy 30-year-old female may pay approximately $21 monthly for a $500,000 policy. By age 40, it rises to around $27 monthly. Men receive slightly higher quotes but face similar age-related increases.

Term life insurance provides coverage for a set time period: typically 10, 15, 20, or 30 years. It's affordable and simple — it may make sense if you only want protection for the years you plan to support loved ones financially. If you pass away during the term, the death benefit of a term policy can be used however your beneficiaries choose.