5 days ago · Auto insurance rates with an at-fault accident. Among all types of insurance claims, at-fault and collision-type accidents are the most common. In 2025, an at-fault accident raised average car insurance rates in Kansas City from $180 to $263 per month. The most affordable insurance company in Kansas City after an at-fault accident is USAA.

5 days ago · Your driving record is a big determinant of how much you pay for auto coverage. Insurance companies may see any previous at-fault accidents as a warning sign, meaning that you will be paying more for your policy. On average, an at-fault accident could cause your car insurance rates to rise to as much as $3,242 per year.

5 days ago · For example, the least expensive car insurance company with a DUI in Oregon, State Farm, advertises annual rates 21% less than the statewide average insurance rate with a DUI. The second-cheapest insurer for auto insurance after a DUI in Oregon is Travelers, while the priciest firm is Nationwide, with prices 46% above average.

5 days ago · Chicago car insurance rates by company. According to our data for 2025, the cheapest car insurance company for full coverage in Chicago is Auto-Owners at $110 per month or $660 per six-month policy, while the second cheapest is GEICO at $130 per month or $778 for a six-month policy.

5 days ago · Cheap auto insurance for teens and young drivers in New Mexico. Young drivers, especially those between 16 and 25, face extremely high auto insurance rates, with teens aged 16-19 paying the highest premiums. Due to the increased risk associated with inexperienced drivers, teens often pay more than three times the national average for car insurance.

5 days ago · Cheap auto insurance for teens and young drivers in Massachusetts. Young drivers — aged between 16 and 25 — pay very high car insurance rates, with those aged 16 to 19 paying the most expensive premiums of all. Because of the risk presented by inexperienced drivers, teen drivers pay more than three times the national average for car insurance.

5 days ago · St. Louis boasts relatively affordable living expenses compared to other major cities in the United States. Auto insurance rates in St. Louis average $1,309 for a six-month policy, which equates to about $218 per month. According to our 2023 data, USAA offers the most affordable car insurance in St. Louis, with rates at $550 for a six-month policy.