May 24, 2024 · Here’s a rundown of the eight different types of homeowners insurance policies you can choose from based on your home and coverage needs.

Nov 14, 2023 · There are nine main types of home insurance policies, each with an associated label ranging from HO-1 to HO-14. They’re designed for different home types and coverage needs.

Oct 9, 2023 · There are eight main types of standard home insurance policies. Find out what is and isn't covered and what policies are best for houses, mobile homes, renters, condos, historic homes and...

Aug 26, 2025 · There are several policy types, or "forms," of homeowners insurance to pick from. The policy form you need depends on the structure of your property and the level of coverage. Currently …

Finding the right home insurance coverages starts with knowing what kind of policy form you need. A policy form represents the type of property insurance needed for a homeowner, condo owner, or …

Dec 29, 2025 · There are eight types of homeowners insurance, ranging from HO-1 to HO-8, each of which cover different perils and types of properties. Find out which home insurance policy type is …

May 19, 2025 · Below we’ll dive into the eight different types of homeowners insurance, what kinds of properties and coverage needs they’re geared toward, and how to find the best homeowners …

Nov 26, 2025 · Understanding the differences between these policy forms can help you choose the right type and level of protection for your property. An HO-1 insurance policy, also known as a basic form, …

Jan 6, 2026 · Here are the eight types of homeowners insurance policies and how they work. HO-1 insurance policies usually only provide dwelling protection. Some insurance companies may allow …

5 days ago · Home insurance companies use terms like HO-3 and HO-5 to identify the type of coverage you have (for open or named perils) and how any potential claim would be paid out (actual cash …