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#1 Frugal Living Podcast on 🍎 on Instagram: "Dave Ramsey: love him or hate him? The baby steps are widely followed, but are they still useful? Let's find out. Watch the full episode on YouTube when it feels right — link in bio. #DaveRamsey #PersonalFinance #BabySteps #FinancialAdvice #MoneyTips #FinanceReels #BuyWhatYouLove"
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